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WebSep 30, 2024 · The third, and most common type of formulary is tiered. Drugs are grouped into tiers based on their price. The insurer will usually choose to cover different amounts for each tier. This means that they will cover most of the price for lower cost drugs, but you can end up paying a hefty price for higher tier drugs. Webinclude pharmacy costs in the deductible. Copay: A copay is the amount you pay when you get a prescription illed. This could mean a ixed copay (for example, $10 for a generic drug or $80 for a brand-name drug) or a percentage (for example, 20 percent of the total cost of a medication). Annual out-of-pocket maximum: triangle tr 668
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